Last week I spoke to a local homeschool group on How to Help Your Children Become Self-Motivated. I have presented this talk in a set of ten videos. Here is the first one! I hope you are inspired! If you find it encouraging, please share it with others. If you have a question or comment, please leave it below.
Are You Teaching Your Kids About Personal Finances?
"Parents cannot abdicate the teaching of finances to the schools, because the schools aren't teaching it. It's astounding to think that you can get through elementary school, high school, and college and still not know how to balance a checkbook, or buy a home, or decide what kind of insurance you need. But, unfortunately, that's the norm."
You will find this paragraph in the introduction of the Money Matters for Teens Workbook by Larry Burkett with Todd Temple. For those of us who have children in public (and probably even private) school, this is a helpful reminder that we cannot depend on the schools to prepare our children for life. In addition to teaching practical matter of life (like finances), Christian parents have to remember that God has given us the responsibility to disciple our children (Deut 6:4-9; Eph 6:4). We cannot depend on others to fulfill this role in our children's lives (not even the church!).
For those of us who homeschool our children, this norm only confirms our reasoning for home education. But it is probably still worth asking home educators: Are you making sure to include personal finance in your teaching plan? We are using this workbook as a part of ours.
One more reason that teaching personal finance to our children is important: "It's sad that half of all marriages today fail and, overwhelmingly, the major factor is the mismanagement of money."
The Story of the Missing Wallet
I have created a new YouTube channel for Truth to Freedom! Check it out, subscribe, and share!



Are You Looking for an Awesome Way to Partner in International Missions?
This summer my three oldest children and I went with William Church and his family on a short-term mission trip to the Dominican Republic. It was awesome! We went with a ministry called LoveServes. The more I learned about LoveServes during the trip, the more impressed I was. They primarily work in the Dominican Republic, but are making plans to expand into other countries. Here is their primary ministry strategy:
"LoveServes International coaches pastors to develop healthy churches
that equip the Church members to meet their communities’ greatest needs
through the love of Christ."
Our family has chosen to partner with LoveServes. It is a joy to find a ministry that is founded on biblical principles and strategies! Here are the aspects of LoveServes that are important to me.
Christ-centeredness - Jesus Christ is the only answer for every human need.
Relationship with God - We do not desire to spread religion or any legalistic version of Christianity. The greatest commandment is to love God. He desires a relationship with us.
Building God’s kingdom - Our desire is to build God’s kingdom and the church, not to advance any particular institution or denomination.
Discipleship - Discipleship (in terms of intentionally helping believers learn how to follow Jesus) is an important kingdom building strategy. Our goal is to help people love and follow Jesus, not simply grow attendance or activities.
Relationships - The best way to grow ministry partnerships, coach pastors, and make disciples is through relationships.
Local leadership - LoveServes helps equip local leaders to lead, instead of bringing outsiders or foreigners in to lead.
Local church ministry - The call to make disciples is given to the church. While parachurch organizations do good work for the kingdom, the local church is the most effective and powerful entity for building God’s kingdom.
All believers are ministers - God calls all believers to ministry, not just vocational ministers. Church leaders are not called to do all the ministry, but primarily to equip the church for the ministry (Eph 4:11-12).
Pastor training - Since pastors are responsible for equipping the church for ministry, then coaching local pastors in how to do this is an effective way of growing the kingdom of God.
Biblical training - God has revealed the right and most effective strategies for ministry in his Word. All ministry training and discipleship must be based upon Scripture.
Evangelism - The Great Commission (Matt 28:18-20) includes bringing people to Christ (“baptism”) and discipleship (“teaching” - as mentioned above). Bringing people to Christ is an essential mission of the church and is a main focus of the ministry for which believers are being equipped.
Love and service - The most effective way to reach people for Christ is to develop real relationships with them, and to show them the love of Christ by serving them and meeting their needs.
Breaking the cycle of poverty - As we try to meet people’s practical needs in Christ’s name, and train others in ministry, it is important that we learn to break the cycle of poverty instead of perpetuating it (see the book When Helping Hurts).
Heart for the world - While God has been doing a wondering work in the Dominican Republic through LoveServes, our heart is for the church everywhere in the world to learn and practice these simple biblical strategies for ministry. We are available to do so in any way the Lord provides and leads.
Family focus - Missions and ministry is for the whole family. It is better to work with family units when possible than pulling out just teens are other parts of the family.
If you are in the Boone area, we will be hosting a meeting with one of the Dominican pastor coaches on Monday, Oct 23, 7pm @ Home Builders Plaza, 755 NC Hwy 105, Boone, NC. You will be able to learn about what God is doing through LoveServes and how to get involved.
Three Questions Fake Christians Can't Answer
As we were on the plane, flying home from the Dominican Republic, a friend of mine (William) got into a conversation with a Polish man who currently lives in North Carolina. William asked him if he knew for sure if he would go to heaven when he died. The man said he didn't know for sure, but would like to. So, William proceeded to share the gospel with him.
An hour later, they had run down all sort of religious and philosophical rabbit trails. That's when I joined the conversation. We did our best to try to get back to the main point, but by this time he was trying to convince us that he was a Christian. However, he clearly did not believe what the Bible teaches about salvation. I have had similar conversations in which someone claimed to be a Christian and did not believe biblical teaching on salvation, and there seemed to be no way to break through their mind set.
Soon after we returned home, I discovered this video by Tim Keller, "Questions for Sleepy and Nominal Christians." I was particularly struck by the title of the article about the video on churchleaders.com: Three Questions Fake Christians Can't Answer. These are very helpful ideas for talking with people to claim to be Christians but don't seem to understand it or don't seem to be walking it.
When It's Time to Get Married, Listen to Your Mother
When I was in college, I convinced myself that I was supposed to marry a certain girl. I even talked myself into believing that God was leading me to do it. In retrospect, I can see many reasons that I was wrong, but I did not see those at the time. Fortunately, there was one key that prevented me from making a mistake. My mother simply would not agree. I made a commitment as a young man that I would never marry someone unless I had the blessing of my parents. I believe this commitment was built on a biblical principle that helps us learn to discern God's will for our lives.
In the past few blog posts, we have been exploring important principles for understanding God’s will for our lives. These are separated into five foundations for discerning God’s will and four avenues for discerning God’s will.
Foundations
- We can discern God's will by surrendering our lives to him.
- We can discern God’s will by studying Scripture (Psalm 19:7–11; 1 Thessalonians 4:1–6; 2 Timothy 3:16–17).
- We can discern God’s will by seeking him in prayer (Philippians 4:6–7; Jeremiah 29:11–13; James 4:2b).
- We can discern God’s will by waiting for him to lead us (Psalm 25:4–5; 106:13).
- We can discern God’s will by listening to the testimony of the Holy Spirit.
Avenues
- We can discern God’s will by observing our personal desires, convictions, and abilities (1 Cor. 7:8–9, 36–38; Exod. 25:2; 2 Thess. 3:5; 1 Cor. 12:4–7, 11).
- We can discern God’s will by observing God’s work in our circumstances (James 4:13–17; 1 Kings 12:15; 1 Cor. 16:8–9; 1 Pet. 3:17; 4:19).
Now we can cover the last two avenues.
3. We can discern God’s will by listening to the counsel of the church (Matt. 18:15–17; Heb. 13:17; 1 Cor. 12:4–20, 14:29–33; Prov. 15:22).
Learning to live in community and to submit to the authority that God has placed in our lives is critical to discerning Gods' will. When you are seeking God’s will on a particular matter, go to those who have authority in your life and ask for their counsel. It is also helpful to get feedback from others in the body of Christ. Take the time and effort to find godly people you trust, and ask them for counsel as well. This might not be easy, because it takes humility to ask for and listen to advice from others. But we can be sure this is a part of how God intends to give us his wisdom.
Once again, we cannot discern God’s will only by listening to the advice of others. Sometimes we may receive conflicting feedback—and sometimes even godly people are wrong. But getting counsel from others is a critical piece that must be taken seriously to see how it fits into God’s overall movement in our lives.
4. We can discern God’s will by reasoning and testing (Prov. 14:15; Rom. 12:2; 1 Cor. 1:20–21, 2:4, 4:6, 10:15; Acts 17:2, 11, 17; 1 John 4:1–6; James 3:17).
Seeking truth is more than, but not less than, using our minds (Phil. 4:7; Rom. 12:2). We tend to try to think our way out of troubles or calculate the wisest decision. This is simply not enough.
Trust in the LORD with all your heart,
and do not lean on your own understanding.
Proverbs 3:5
At the same time, it is right to use our intellect as we seek God. Although God’s ways transcend our understanding, his life-transforming work is generally discerned through the mind of the believer. Furthermore, while God’s ways may transcend logic, they are not illogical, chaotic, or confusing. If we build our thinking on the presuppositions of the love and power of God and the revelation of his Word, then his leading is going to make sense. So as we seek God’s will, we are supposed to be reflecting, thinking, remembering, paying attention, and making wise choices. As you make decisions, try to think clearly and objectively about the situation and what you know about God and his ways.
When you are seeking God’s will on a particular issue, you can use the following questions to help process these foundations and avenues for discernment.
- Am I willing to follow God’s will in this matter, even if it is not what I want to do?
- What scriptural principles are relevant to this question? Do I need to study more on this subject?
- Have I spent significant time in prayer seeking God about this question?
- Have I worked through any feelings of pressure or impatience? Will I wait until I am clear about God’s leading?
- Has the Spirit convicted me of any sin related to this question? Can I sense his peace in moving in a particular direction?
- What desires and abilities has God given me that are relevant to this question?
- How has God worked in my circumstances to lead me concerning this issue?
- Have I sought the counsel of godly leaders and others in my church? What do they have to say about it?
- What are the pros and cons surrounding this question? What makes most sense from a biblical perspective?
This is the the sixth post in a series. The first five are:
Will God Always Provide for You to Accomplish His Will?
I was hoping to take my oldest children with me on a mission trip to the Dominican Republic this summer. But three weeks ago I called the leader of the trip to tell him we could not go because we did not have the necessary funds. The kids and I were operating in faith that if God wanted us to go, he would provide. So we came to the conclusion he wasn't leading us to go.
A little over a week after I called, someone expressed interest in contributing to our trip. Then within a week and half we had received enough support for at least three of us to go! God's provision was the final confirmation we needed to help us see how he is leading us to go on this mission trip.
In the past few blog posts, we have been exploring important principles for understanding God’s will for our lives. These are separated into five foundations for discerning God’s will and four avenues for discerning God’s will. I have already mentioned the first five.
- We can discern God's will by surrendering our lives to him.
- We can discern God’s will by studying Scripture (Psalm 19:7–11; 1 Thessalonians 4:1–6; 2 Timothy 3:16–17).
- We can discern God’s will by seeking him in prayer (Philippians 4:6–7; Jeremiah 29:11–13; James 4:2b).
- We can discern God’s will by waiting for him to lead us (Psalm 25:4–5; 106:13).
- We can discern God’s will by listening to the testimony of the Holy Spirit.
Now, here are the first two of the four avenues for discerning God’s will.
1. We can discern God’s will by observing our personal desires, convictions, and abilities (1 Cor. 7:8–9, 36–38; Exod. 25:2; 2 Thess. 3:5; 1 Cor. 12:4–7, 11).
Although we have sinful desires that tempt us to disobey, God also gives us good desires that help direct our lives. It is not difficult to identify sinful desires (Gal. 5:19–21). Any desires that we have that are not sinful ought to be taken into consideration as we seek God’s direction. We should observe the things we feel strongly about, the strengths of our personalities, and the natural talents and spiritual gifts that God has given us. All of these have been given to us by God as a part of his design for accomplishing his mission for us. Observing how God has made us is an important part of understanding his will for our lives. Now, we should not conclude that we know God’s will just because we want to do something. These desires, convictions, and abilities must be understood in light of the other eight ways we can discern God’s will.
2. We can discern God’s will by observing God’s work in our circumstances (James 4:13–17; 1 Kings 12:15; 1 Cor. 16:8–9; 1 Pet. 3:17; 4:19).
God causes and allows particular circumstances to take place in order to direct our lives. This does not mean that everything that happens is God’s will or is caused by God. For example, God may allow, but does not cause, the enemy to set our circumstances against us in order to deter us from doing God’s will (Job 1:6–10; Eph. 6:11). And we know that temptations are not caused by God (James 1:13). This is why we can never determine God’s will by circumstances alone.
At the same time, we know that God will open and close doors as a way of leading us. We also know that God will provide everything necessary for the completion of his will. Whatever wisdom, strength, ability, or resources we need to do what God wants us to do, he will provide. God’s provisions as we obey are confirmations of his direction.
Another way we can discern God’s will through our circumstances is by observing how he has worked in our lives in the past. Sometimes these are called “spiritual markers.” Henry Blackaby and Claude King explain: “Each time I have encountered God’s call or direction for my life, I have mentally built a spiritual marker at that point. A spiritual marker identifies a time of transition, decision, or direction when I clearly know that God has guided me…When I face a decision about God’s direction…I look to see which one of the options seems to be most consistent with what God has been doing in my life.”*
This is the the fifth post in a series. The first four are:
- Do You Know How to Find Out God's Will for Your Life?
- Are You Willing to Do Whatever God Tells You to Do?
- Are You Afraid You'll Miss God's Will?
- Is That God Speaking or Just My Own Random Thoughts?
*Henry T. Blackaby and Claude V. King, Experiencing God: Student Edition (Nashville: LifeWay Press, 2005), 170.
Is That God Speaking or Just My Own Random Thoughts?
A friend of mine is currently wondering whether or not he should marry a particular young lady. In many ways, he is ready to get married. He would sure feel better if he just knew how God was leading him. But for some reason that is not clear yet. I believe he is sincerely seeking the Lord and ready to obey, so what is the hold up? I'm not sure. But I am sure that God loves this young man, hears his prayers, and will lead him at the right time.
Many times seeking God's will for our lives requires WAITING. Wow, we are not very good at that! Before moving forward, let me recap what principles we have already covered concerning discerning God's will:
1. We can discern God's will by surrendering our lives to him.
2. We can discern God’s will by studying Scripture (Psalm 19:7–11; 1 Thessalonians 4:1–6; 2 Timothy 3:16–17).
3. We can discern God’s will by seeking him in prayer (Philippians 4:6–7; Jeremiah 29:11–13; James 4:2b).
Okay, let's discuss the next two principles:
4. We can discern God’s will by waiting for him to lead us (Psalm 25:4–5; 106:13).
If we have confidence that God wants to show us his will, then we will be able to wait on him to lead us. Since God’s timing is rarely our timing, we often get impatient and are tempted jump ahead of God. We sense the pressure of a decision we have to make or the urgency of a problem we need to solve. But many times, the pressure and urgency we sense about an issue are only apparent. Problems often disappear, or two choices turn into three or none. When we wait on God, he often opens up new opportunities that were not yet available to us. It is easy to jump at something good before we have even discovered what is best.
As we learn to wait on the Lord, we should remember that waiting doesn’t mean sitting around. Instead, we are to keep busy with what God has already given us to do. In addition, seeking God is quite active. We pray, study Scripture, observe our desires and abilities, ask for advice, think, conduct diligent research, and observe his work in our circumstances.
As I have sought the Lord over the years, I have learned what it feels like to be pushing ahead on something instead of letting it unfold in God’s timing. There is a different kind of peace and certainty when it unfolds in God’s timing. Be patient, and wait until you are certain that God is leading you. If we take action without understanding God’s will, then we are not acting in faith, and “whatever does not proceed from faith is sin” (Romans 14:23).
5. We can discern God’s will by listening to the testimony of the Holy Spirit.
The Spirit has a ministry of witnessing to the truth (Acts 5:32; 20:23; Romans 8:16; John 15:26; 16:7–11). When we are walking in disobedience, God convicts us and calls us to him through his Spirit. But when we trust and walk with God, there is peace (Isaiah 26:3–4; Philippians 4:6–9). Peace is much more than how we feel about something; it is a supernatural sense of rightness that comes from God.
This sense of peace is developed from a daily walk of obedience and trust. We learn to discern the leading of the Holy Spirit as we become more immersed in God’s Word and learn to walk in obedience to what he is saying to us.
How do we know the difference between God’s leading and our own random thoughts? Or worse, what if some other spirit is speaking to us? The Bible teaches us how to recognize the voice of God.
- The Spirit speaks, reminds us of, and agrees with the Word of God (Ephesians 6:17; John 16:13).
- The Spirit will acknowledge and glorify Jesus (1 John 4:1–4; John 16:14).
- The Spirit brings peace, order, conviction, and righteousness. He does not bring doubt, confusion, guilt, or evil (John 16:8–11; Galatians 5:16–26).
These are the biblical signs of the work of the Holy Spirit. When God speaks to us through his Spirit, he will speak according to his Word, he will glorify Jesus, and he will bring righteousness and peace!
This is the the fourth post in a series. The first three are: